{"id":2362,"date":"2019-05-03T00:00:54","date_gmt":"2019-05-03T00:00:54","guid":{"rendered":"https:\/\/fdfamilylaw.wpenginepowered.com\/?p=2362"},"modified":"2023-04-26T16:10:54","modified_gmt":"2023-04-26T16:10:54","slug":"financial-infidelity","status":"publish","type":"post","link":"https:\/\/fdfamilylaw.com\/financial-infidelity\/","title":{"rendered":"Financial Infidelity"},"content":{"rendered":"<h2>Money Conflicts Impact Marital Bliss<\/h2>\n<p>Studies show conflict surrounding the finances of a couple, whether married or partnered, is directly linked to:<\/p>\n<ul>\n<li>Longer arguments<\/li>\n<li>More intense arguments<\/li>\n<li>Decreased marital satisfaction as well as<\/li>\n<li>Increase in divorce rates.<\/li>\n<\/ul>\n<p>In fact, financial disagreements are the third most frequent topic couples argue about.\u00a0 Financial infidelity is just one of the many types of financial disagreements couples face.<\/p>\n<h2>Understanding Financial Infidelity<\/h2>\n<p>Recently, professionals coined the phrase \u201cfinancial infidelity.\u201d\u00a0 This is defined as \u201ca form of financial cheating that one partner commits with his or her current partner.\u201d\u00a0 Financial infidelity includes:<\/p>\n<ul>\n<li>Hiding purchases<\/li>\n<li>Maintaining secret credit cards<\/li>\n<li>Keeping secret bank accounts as well as<\/li>\n<li>Any other purposeful financial deceit between the partners.<\/li>\n<\/ul>\n<p>Experts say the two most common forms of financial infidelity are hiding paychecks and saving money to be spent later on one\u2019s own guilty pleasures.\u00a0 As many as 40 percent of American adults hide accounts, spending habits, or debts from their partner or spouse, according to the National Endowment for Financial Education.\u00a0 Millennials are almost twice as likely to engage in this behavior, as compared to adults from other generations.<\/p>\n<h2>Recognizing Financial Infidelity<\/h2>\n<p>There are a variety of situations that may suggest your partner or spouse is being financially unfaithful to you. While none of the situations discussed below are certainly signs of financial infidelity, they each warrant a conversation about what is going on that led to the unusual behavior.<\/p>\n<h3>Your Partner Changes their Spending Habits to Include Showering You with Gifts<\/h3>\n<p>Everyone loves an unexpected gift from a spouse or partner.\u00a0 However, if your spouse or partner is engaging in unusually generous behavior, it may be time to question their motives.\u00a0 Sometimes, when people are financially unfaithful, they spend some of that money on their partner or spouse in an attempt to ease their guilt or justify their spending.\u00a0 An occasional spousal gift should not be considered cause for alarm.\u00a0 A steady stream of new gifts, or a particularly expensive gift, however, justifies a bit of investigation.\u00a0 If you can\u2019t readily identify the source your partner or spouse used, such as your checking account, your credit card, or whatever, it is time to push the issue.<\/p>\n<h3>Your Partner Engages in Activities that Could Lead to Addictive Behavior<\/h3>\n<p>There is nothing wrong with enjoying a day at the horse races or playing an online video game for a monthly fee.\u00a0 However, both of these situations and many others can lead to addictive behavior and unplanned spending.\u00a0 Gamblers often up the stakes in an attempt to recover their losses.\u00a0 Many video games (and cell phone apps) offer additional items that provide gamers an in-game advantage at a low cost \u2013 but these costs can add up.\u00a0 If your partner is engaging in activity that could lead to impulse spending, have a frank talk with them about your concerns.<\/p>\n<h3>Your Partner Refuses to Talk about Money<\/h3>\n<p>Very few couples actually enjoy discussing short term or long-term finances, however, it is a necessary part of a healthy marriage.\u00a0 If your partner actively avoids discussing your finances, something may be wrong.\u00a0 This is particularly true if your spouse or partner is exhibiting this behavior and this is inconsistent with how they have behaved in the past.<\/p>\n<h3>Your Partner Insists on Getting the Mail<\/h3>\n<p>If your spouse or partner suddenly wants to get the mail every day or opens up a PO box of their own, there may be something wrong. \u00a0Getting the mail allows one to filter the message that might otherwise get to an unsuspecting spouse.<\/p>\n<p>With the ease of the internet, and the environmentally friendly push to reduce paper, your partner or spouse may be monitoring their overspending online.\u00a0 If they open up a new email account, or change their password on their account, or engage in shrinking the screen when you come into the room, they may be hiding spending habits from you.<\/p>\n<h3>Money Disappears Inexplicably<\/h3>\n<p>If your partner is making unusual cash withdrawals, this could be an indication of financial infidelity.\u00a0 They may be using it to spend, or they may be using it to pay back the debt.\u00a0 Additionally, you can monitor bank activity to confirm any credit cards that are being paid are credit cards you already know about.<\/p>\n<h2>Why You Should Worry about Financial Infidelity<\/h2>\n<p>You may be responsible for some of your spouse or partner\u2019s spending.\u00a0 This may be true regardless if you choose to stay married or consider divorce.\u00a0 As such, it is important to be vigilant about your finances.\u00a0 At a minimum, paying back those debts will take money out of the family budget.\u00a0 This is money that could have been spent elsewhere.<\/p>\n<h2>Considering Divorce?<\/h2>\n<p>If financial infidelity has led you to consider divorce, schedule a consultation with the family law lawyers at\u00a0<a href=\"\/\">Fait &amp; DiLima<\/a>.\u00a0 Our family law attorneys focus exclusively on divorce and family law.\u00a0 We are up to date on the latest case law and statutes governing divorce in the state of Maryland.\u00a0 We offer consultations in Rockville and Frederick, to make it easier for you.\u00a0 Let us help you calm the storm.\u00a0 We can answer all your questions.\u00a0 We can also lay out a path forward to help you move on with your life.\u00a0 Call us today at <a href=\"tel:+1301-251-0100\">(301) 251-0100<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Money Conflicts Impact Marital Bliss Studies show conflict surrounding the finances of a couple, whether married or partnered, is directly linked to: Longer arguments More intense arguments Decreased marital satisfaction as well as Increase in divorce rates. In fact, financial disagreements are the third most frequent topic couples argue about.\u00a0 Financial infidelity is just one [&hellip;]<\/p>\n","protected":false},"author":16,"featured_media":5006,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[100],"class_list":["post-2362","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-firm-news","tag-firm-news"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Financial Infidelity | Divorce &amp; Family Lawyers | Rockville, MD<\/title>\n<meta name=\"description\" content=\"Discover how financial infidelity can impact your divorce case. 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